Paycheck Calculator
Convert annual salary to per-paycheck gross and net across weekly, biweekly, semimonthly, and monthly frequencies with tax, 401k, and deduction breakdowns.
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What is Paycheck Calculator?
Paycheck Calculator converts an annual salary into a per-paycheck breakdown: gross by pay frequency, pre-tax 401k and health deductions, federal, state, and FICA withholding, post-tax deductions, and the take-home net - every line visible, computed instantly in your browser.
Key Benefits
- Translate annual offers into real per-check take-home numbers
- See how 401k contributions lower taxable income, not just pay
- Compare the cash-flow rhythm of biweekly versus monthly pay
- Editable rates match your actual withholding situation
- Fully private - salary figures stay on your device
Common Use Cases
- •Comparing job offers quoted in annual salaries
- •Budgeting around a biweekly or semimonthly pay rhythm
- •Deciding a 401k contribution percentage before open enrollment
- •Estimating the paycheck effect of moving to a new state
How to Calculate Take-Home Pay
- Enter salary and frequency: Type the annual salary and pick how often you are paid - gross per check appears instantly.
- Set rates and deductions: Add your federal, state, and FICA rates plus 401k percentage, health, and post-tax deductions.
- Read the breakdown: Review every line from gross to net, and adjust the 401k rate to see its tax-shelter effect.
Key Features
- Four pay frequencies: weekly, biweekly, semimonthly, and monthly
- Separate federal, state, and FICA rates summed into withholding
- Pre-tax 401k percentage and per-check health deduction before taxes
- Post-tax deduction line applied after every withholding
- Full gross-to-net breakdown with each line item visible
- Editable rates everywhere - matches your real withholding setup