Payment Processing Fee Calculator
Calculate Stripe, PayPal and Shopify processing fees online for free. See your net payout for any price, or reverse-solve the gross price for a desired payout - all client-side.
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What is Payment Processing Fee Calculator?
The Payment Processing Fee Calculator applies gateway fee models - percentage plus fixed fee, as used by Stripe, PayPal and Shopify - in both directions. Charge mode shows the fee and net payout for a price; net mode reverse-solves the gross price to charge so a desired amount lands in your pocket, with the effective percentage exposing the true cost of small tickets.
Key Benefits
- Price products with fees baked in from the start
- Reverse-solve invoices for an exact desired payout
- Compare gateway presets at a glance
- See the real effective percentage on small payments
- Private and instant - everything runs in the browser
Common Use Cases
- •Pricing freelance invoices so the net lands where you need
- •Comparing Stripe versus PayPal for a product price point
- •Planning Shopify store margins with processing costs
- •Auditing how fees eat into small transactions
How to Calculate Payment Processing Fees
- Pick the provider: Choose Stripe, PayPal or Shopify - the standard rate and fixed fee fill in automatically.
- Adjust your rates: Change the percentage and fixed fee if your region or plan differs from the defaults.
- Choose the direction: Enter your price to see the net payout, or switch to net mode and enter the payout you want.
- Read the breakdown: See the fee, the net payout or gross price to charge, and the effective percentage.
Key Features
- Forward and reverse solving: price to payout, payout to price
- Stripe, PayPal and Shopify provider presets
- Editable percentage rate and fixed fee per region
- Effective fee percentage on every result
- Instant validation for impossible rates
- Free and private - all math runs client-side